1. Secure the property and setup living arrangements.
Our first plan of action is to kick off emergency services to secure and protect your property from further damages, typically by boarding it up and locking it down. This is a necessary step to ensure your loss will be covered by the insurance company. We will assist in making temporary housing arrangements for you and your family if your home is deemed unlivable. We will also immediately work to secure you a cash advance to help you throughout the process.
2. Navigate and dissect your policy
Together, we will thoroughly examine your insurance policy and help you understand your responsibilities, coverages, and limitations, ensuring you know what is owed to you.
3. Form a complete estimate of the building and inventory your personal belongings
We will conduct a full on-site examination of the damage to your property, and prepare a detailed line-by-line, room by room estimate of destroyed and damaged property, including its current replacement value or cost to repair.
4. Review and Proposal
We will review our written claim with you and then once you give us the green light we will submit the proposal to your insurance company. Our team handles all communications and negotiating with the insurance company. Giving you the ability to focus on your family or business operations while recovering from your loss.
5. Claim Settlement
You have our Absolute Guarantee that we will do everything possible to obtain a prompt and maximum settlement from your insurance company.
6. Rebuild and Advise
While most public adjusters part ways with their clients after settlement, Absolute Insurance Advocates stay with you throughout the rebuild process. We often act as a liaison between you and your contractors, asking the necessary questions to make sure you are not taken advantage of and ensuring the rebuild process is as smooth as possible restoring your home back to pre-loss conditions.